Technology

Reduce heat and increase SMS Banking fees: Banks and carriers will collect package service fees


February 26, 2022 07:06 GMT+7

The network operator and the bank have agreed on a solution to “collect a package fee” for SMS Banking service to ensure the benefits of customers.

The network operator and the bank have agreed on a solution to “collect a package fee” for customers’ SMS Banking services.

On February 25, 2022, the Vietnam Banks Association held an online meeting on the issue of texting rates for SMS Banking services. Speaking at the opening of the meeting, Mr. Nguyen Quoc Hung, General Secretary of the Vietnam Banks Association said that up to now, banks have waived all account transaction fees for customers. At the same time, in the face of the negative impact of the Covid-19 pandemic, banks dedicate a lot of resources to support customers to overcome difficulties. Continuing to waive all transaction fees through accounts has made banks no longer have any revenue to cover losses for customers using SMS banking services as before.

Speaking at the meeting, Mr. Tran Duy Hai, Deputy Director of the Department of Telecommunications (Ministry of Information and Communications), said that telecommunications and banking are both big sectors in the economy and have made important contributions to supporting people in the world. People and businesses overcome difficulties of the Covid-19 pandemic. Therefore, Mr. Tran Duy Hai expects that after this meeting, banks and telecommunications businesses will have a better cooperation. At the same time, jointly agree and come up with an appropriate message charging plan to ensure the rights and interests of the parties.

At the meeting, representatives of banks shared that the situation of forging bank brand messages (SMS brandname) is common, thereby affecting the reputation of banks. Banks have had to spend a large amount of money to communicate warnings to help customers identify and avoid risks related to fraudsters in the form of messages.

In order to offset costs, as well as help customers avoid the risk of fraud via SMS brandname, banks have been encouraging customers to switch to using digital banking facilities and transaction authentication. via Smart OTP.

Banks suggested that carriers continue to strengthen safety and security. At the same time, it is suggested that the Ministry of Information and Communications have a stricter solution to close the holes and security loopholes where criminals take advantage of attacks.

Noting comments from banks, representatives of Viettel, VinaPhone, and MobiFone carriers shared with banks’ difficulties, because these are also difficulties that telecommunications businesses face.

In the spirit of sharing difficulties and promoting non-cash payments, telecommunications businesses propose: “collecting fee for banking service messages according to the package plan, telecommunications businesses commit to ensure quality service quality”.

As for the status of SMS brandname, telecommunications businesses said that this situation does not come from the network operator’s system, but because criminals use virtual mobile stations to insert waves. Currently, network operators are working closely with the Ministry of Public Security and the Ministry of Information and Communications to promote crime tracking. Recently, the police agency also intervened and arrested a number of fraudsters. The Ministry of Information and Communications and network operators will continue to coordinate with the police to handle this problem.

However, in order to completely prevent the situation of SMS brandname scams, the carrier said that “only when phones using 2G waves are removed, this scam can stop”.

At the meeting, the operators and banks agreed that the “package fee” solution is feasible, ensuring the interests of customers but also ensuring the interests of the banks and the carriers themselves.

Noting comments from banks and carriers, Mr. Tran Duy Hai suggested that, after the meeting, operators and banks need to strengthen information exchange to better understand the technologies and techniques of the banks. side, thereby suggesting more solutions to improve confidentiality and information safety. Regarding the type of crime using SMS brandname, Mr. Tran Duy Hai said, the Ministry of Information and Communications has sent a document to the General Department of Customs and the General Department of Market Management for stricter control solutions. imported into Vietnam.

Concluding the meeting, Mr. Nguyen Quoc Hung said that all opinions at the meeting will be gathered by the Vietnam Banks Association. After the meeting, a report will be sent to the leaders of the Ministry of Information and Communications. State Bank, banks and network operators.

Qinghai

Vietcombank spoke up about the increase in SMS Banking fees

Vietcombank spoke up about the increase in SMS Banking fees

Recently, Vietcombank has responded to customers’ questions about the increase in SMS Banking fees.

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