Posted on Nov 5, 2020 at 4:45 p.m.Updated Nov 5, 2020, 6:24 PM
Savers should look twice before subscribing to a retirement savings plan or PER, warns “ 60 million consumers ”. Very often, the costs associated with this savings product launched a year ago to encourage the French to save more for their old age “Ruin everything”, ensures the review of the National Institute of Consumption.
“It will be very difficult to make your savings grow with the plans currently offered by banks, insurers, and even savings associations”, underlines the media of the public establishment supporting consumer associations, after having reviewed a little less than thirty of these plans resembling classic life insurance contracts but with operating rules and a different taxation. The media point to a “ avalanche of unjustified costs’ : applied at the time of enrollment, on payments (up to 5%), arbitrations, annuities and under management.